Course curriculum

  • 1

    Section 1: Introduction

    • Why Take This Course?

    • What's Your Credit and Debt Plan?
  • 2

    Section 2: Getting Started

    • Good vs. Bad Credit

    • Why Use Credit

    • Who Can Use Credit

    • Calculate Your Debt-to-Income Ratio

    • How Much is Too Much Debt?

    • Not All Debt Is Equal
  • 3

    Section 3: How it Works

    • How Do Lenders Make Money?

    • Borrowing Has Costs

    • Compound Interest Works for the Lender (Not You)

    • Your Credit Life, Your Credit Score

    • What’s In Your Credit Score?

    • Review Your Credit Report

    • Disputing Items on Your Credit Report

    • Make a Plan to Improve Your Credit
  • 4

    Section 4: Things You Should Know

    • Know Your Consumer Rights and Responsibilities

    • When to Worry About Debt

    • Get Help Managing Debt

    • Debt Consolidation

    • Debt Settlement

    • Bankruptcy
  • 5

    Section 5: Make a Plan

    • Make a Plan

    • Size Up Your Situation

    • Analyze Your Circumstances

    • Make Your Credit and Debt Plan
  • 6

    Section 6: Conclusion

    • Credit and Debt Resources

    • Conclusion